Auto insurance companies over the years change how they price policies, so the company who gave you the best a few years ago may not have the best price now, so how do you find the best deal on auto insurance?

1. Shop around - they can vary by hundreds, it depends on the claim experience they have had. Policy changes happen over the years

2. Improve your credit score - they look at this when setting your rate. So pay your bills on time, check out your credit report aswell

3. Buy a safe car - Makes it even lower for your rates

4. Raise your deductible - to around $1000 can lower premiums by 15%. Another good idea is also eliminate collission coverage when its only worth a few $1000’s. Increase your liability limits aswell

5. Hunt for Discounts - If you have young driver there are discounts for them. Look into how many miles you drive. If you drive 75,00 a year or have home owners through the same company aswell that can reduce it.