The Ups and Downs of More Invasive Credit Reports

CoreScore is a credit report provider that includes a whole host of consumer info, from rental applications to pay day loans to even payments to local electric companies. This can be good or bad depending on your situation. So let’s break it down: The good: if you’ve been diligently paying your dues, then you have [...]

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What Are Your Credit Reporting Rights?

By law, every eligible US citizen is now entitled to obtain a free credit report annually, upon request, from any of the 3 credit reporting bureaus – Equifax, Experian and TransUnion. But did you know that1: Credit reports cannot be disclosed to employers without the written consent of the prospective employee? Credit related transactions, yes, [...]

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Myths and Facts about Credit Report

What you believe to be true may not necessarily be true at all. Compare your beliefs about your credit status with these myths and facts below: MYTH: Never missing a payment will get you the best interest rates. FACT: A long history of timely payments, proven responsibility in handling multiple types of loans, stable income [...]

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Online Service Established for Renters Seeking to Improve Credit Report

According to the U.S. Census Bureau, there are around 100 million renters in America – and one particular online service going by the name of “RentReporters.com” claims to connect rental payments with the credit bureaus. According to a press release by RentReporters.com, “the rent verification service securely and seamlessly verifies rental payment activity for individuals [...]

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Experian Ad in the UK Banned for False Advertising

Experian is one of the bigger credit reporting agencies in the world, but a pulled ad in the United Kingdom (UK) shows just how important it is for consumers to be very careful with the ads they see or read. The UK’s Advertising Standards Authority (ASA) banned an Experian ad wherein the company claims ‘Instant [...]

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Free Credit Report But With a Catch

Under the law, you are entitled to one free credit report a year, but just because you get the report does not mean you’ll get the score. Credit reporting bureaus Equifax, Experian and TransUnion offer a free credit report per year, with other consumer reporting agencies that offer personal credit report via the Internet. The [...]

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