Credit Score Range

The holiday seasons are over and a lot of people are saddled with debt after the Christmas and New Year seasons. A fresh new credit card, however, can open up new funds for you while giving you a shot at getting a better utilization ratio at the same time. Here are a couple of tips [...]

Credit card interest rates are killers, averaging anywhere between 14.5% and 17% a year. Accrue enough debt and you can see how easy it is for some people to slip into an uncontrollable spiral of debt. The Post Office Consumer Credit says that around 12 million people will use their credit cards for essential purchases [...]

It isn’t uncommon for credit card companies to recommend you to open new lines of credit in order to increase your credit score. This will indeed give you more opportunities to raise your score, but then you have to deal with a hit to your credit ratings that comes from the mere fact that you [...]

First things first – having a lot of credit cards at hands makes it stupidly easy to blow all your money away. This also makes it possible to raise your credit score, improve on your credit report and get a lot of nifty bonuses. So this is the question: how do you know if you [...]

Leslie McFadden of BankRate.com received a question from one curious reader, asking if putting all expenses on one card will negatively affect credit score even if the card never carries a balance. McFadden cuts right to the chase: “Consistently charging up a single credit card each month could result in a lower credit score the [...]