Consolidating has become a huge part of many peoples financial lives. Due to the increase in debt, some credit cards and loans have higher interest rates which really can make the task of paying them off extremely challenging.

Enter Balance Transfer Cards.

They are designed to help people consolidate all their credit card debt into one card at a lower interest rate. While most cards commonly offer balance transfer as an option not all of them provide the best. Below are a few of the more popular cards in this category based on consumer opinions.

Discover® More(SM) Card

Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No Annual Fee FREE Online Account Access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

"Best Cash-Rebate Card" by Kiplinger's Personal Finance* Up to 5% Cash Back with Unlimited Cash Rewards Earn unlimited cash back 0% Intro APR for 6 months on purchases Low Balance Transfer rate - 4.99% fixed APR for the life of the balance No Annual Fee Express Approval. Get a decision in less than 60 seconds.