Debit cards are an excellent way to build your credit, or just simply to only spend what you already have on hand. Here are some debit cards which have received high ratings by users, they have become classed as some of the best debit cards for 2007 and 2008

All-Access® MasterCard® Prepaid Card

NO MONTHLY fee (ideal for occasional use) 100% approved with no credit check No upfront payment and no minimum balance $10,000 reload capacity nationwide No bounced checks or overdraft fees No bank account required Free Account Alerts Choice of GOLD or BLACK designs

Show your style with the BabyPhat RushCard NO monthly, NO annual fees and NO hidden fees Quick and easy! Everyone is eligible! NO credit check FREE direct deposit of pay, tax refund, and government benefits Access your money at over 850,000 ATMS Free 24x7 customer service, activity status, & balance inquiries Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone Helps control debt-you can't overspend!

No bank account or credit check necessary. Valid Social Security Number or Driver's License or Matricula Consular required. A one-time non-refundable Activation Fee of $9.95 will be applied the first time you load funds to your Card. Shop wherever MasterCard debit cards are accepted – even online. Get cash at ATMs worldwide. Reload cash on your card at a nearby participating Western Union® Agent location. Enrolling for your Western Union Prepaid MasterCard is as easy as 1, 2, 3.  No credit checks! No lengthy applications! Easy to Get, Easy to Use. The power of cash. The convenience of plastic. Efficiently manage your money and pay bills because you control how much you put on the Card.